Business Development Officer -April 2026

Job Summary

Implementing business development strategy to drive loan portfolio growth and quality by marketing organization’s products and services to achieve the set goals in line with business objectives.

Job Details

KEY DELIVERABLES FOR THIS POSITION (K.P.I’s)

Deliver Assigned Set Targets
Deliver loan Portfolio growth
Manage portfolio quality
Service Delivery

KEY RESPONSIBILITIES

Implementing the Business Development strategy and plans for the assigned portfolio and targets while ensuring adherence to policies and processes for delivery of targets.
Managing risks to achieve a quality portfolio in line with set targets through client training, loan appraisal, portfolio management, loan repayment and follow-up.
Ensuring that all deposits have been apportioned as per customers’ payment within the stipulated time.
Carrying out a market analysis for the assigned area to identify potential customers.
Creating awareness through marketing activities including promotion & outreach programs to generate leads and conversions.
Carrying out customer screening, recruitment, training and evaluation in the targeted markets.
Carrying out loan appraisal, assessment and loan processing in line with the credit policy.
Ensuring service delivery through regular group/customer visits, turn around, customer feedback, loan progress and repayment plans for sustained relationship and customer satisfaction.
Preparing daily group status reports and sharing with the branch team for branch health and sustainability.
Identifying & recommending best practices for innovation to ensure new & improved processes, products and services.
Implementing service quality, customer excellence and change initiatives to achieve required business performance and culture.

Requirements

Job Specifications

Key Drivers

Relevant Experience

Academic Qualifications

Diploma in business related field

Professional Qualifications

N/A

Core Job Skills

Making The Deal skills (selling skills)
Risk Management
Basic Financial Reporting
Customer Management skills
Public Relations Skills
Problem solving skills
Analytical Skills
Negotiation skills
Interpersonal skills
Influencing skills

Standard General Skills (Generic)

Communication skills
Customer Service
Computer Literacy & application
Change Champion

Core Values/ Behavior

Integrity
Respect
Transformation
Passion

2 years of relevant experience

About Company

Juhudi Kilimo Company Limited

https://juhudikilimo.com/

Juhudi Kilimo Company Limited (JKL) is a non-deposit-taking Microfinance Institution. Juhudi began operations in 2004 as a social enterprise and in 2009, it converted to a for- A profit-making organization with a mission to improve the livelihoods of rural smallholder farmers and micro-entrepreneurs by providing wealth-creating financial solutions. The Company’s vision is to provide transformative financial solutions to rural smallholder farmers in East Africa. The JKL mission is set in the background, where approximately 71% of Kenya’s population relies on agriculture for employment and livelihood. With a typical farm size of less than 5 acres, the only option for smallholder farmers to grow is to access productive agricultural assets, and the reality is most rural Kenyans have limited access to financial services.With areas of operation being predominantly rural, Juhudi provides smallholder farmers and micro-entrepreneurs with access to the credit they need to acquire income and wealth- generating assets, thus improving their livelihoods.